Sarah

Buy a journal,I get it you are already in the hole and I'm saying to go spend money but look- it can be a fancy leather bound journal you happen to find on clearance at TJ Maxx or a motivational hardback you got at $5 Below (Shout out to my favorite discount stores) or it can be a $0.67 spiral you got at dollar tree, just get a notebook you can carry with you and keep your thoughts together in. Write your short term and long term goals and then you can write your updated goals when you need to make adjustments.