Edwin S R

“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“...once you recognize, or admit, that your primary goal is to fully express yourself, you will find the means to achieve the rest of your goals...”
― Warren Bennis, On Becoming a Leader

“People tend to criticize their spouse most loudly in the area where they themselves have the deepest emotional need.”
― Gary Chapman, The Five Love Languages: How to Express Heartfelt Commitment to Your Mate

“What we do for each other before marriage is no indication of what we will do after marriage.”
― Gary Chapman, The Five Love Languages: How to Express Heartfelt Commitment to Your Mate