Edwin S R

“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Savings without a mission is garbage. Your money needs to work for you, not lie around you.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“The ideal boss for a growing leader is probably a good boss with major flaws, so that one can learn all the complex lessons of what to do and what not to do simultaneously.”
― Warren G. Bennis, On Becoming a Leader