Leticia

“After the New Deal, economists began referring to America’s retirement-finance model as a “three-legged stool.” This sturdy tripod was composed of Social Security, private pensions, and combined investments and savings. In recent years, of course, two of those legs have been kicked out. Many Americans saw their assets destroyed by the Great Recession; even before the economic collapse, many had been saving less and less. And since the 1980s, employers have been replacing defined-benefit pensions that are funded by employers and guarantee a monthly sum in perpetuity with 401(k) plans, which often rely on employee contributions and can run dry before death. Marketed as instruments of financial liberation that would allow workers to make their own investment choices, 401(k)s were part of a larger cultural drift in America away from shared responsibilities toward a more precarious individualism. Translation: 401(k)s are vastly cheaper for companies than pension plans. “Over the last generation, we have witnessed a massive transfer of economic risk from broad structures of insurance, including those sponsored by the corporate sector as well as by government, onto the fragile balance sheets of American families,” Yale political scientist Jacob S. Hacker writes in his book The Great Risk Shift. The overarching message: “You are on your own.”
― Jessica Bruder, Nomadland: Surviving America in the Twenty-First Century

“Hate is not from God. People who use religion to hate can't love God. It is impossible.”
― Enjeela Ahmadi-Miller, The Broken Circle: A Memoir of Escaping Afghanistan

“The central theme of Anna Karenina," he said, "is that a rural life of moral simplicity, despite its monotony, is the preferable personal narrative to a daring life of impulsive passion, which only leads to tragedy."

"That is a very long theme," the scout said.

"It's a very long book," Klaus replied.

[...]

"Or maybe a daring life of impulsive passion leads to something else," the scout said, and in some cases this mysterious person was right. A daring life of impulsive passion is an expression which refers to people who follow what is in their hearts, and like people who prefer to follow their head, or follow a mysterious man in a dark blue raincoat, people who lead a daring life of impulsive passion end up doing all sorts of things.”
― Lemony Snicket, The Slippery Slope

“It took the Great Depression to make retirement into a reality in the United States. There were too many workers, too few jobs, and a consequent sense that the elderly needed to be nudged out of the labor pool.”
― Jessica Bruder, Nomadland: Surviving America in the Twenty-First Century