Myth debt is a tool. I agree with some of this chapter. Keeping up with others by getting in debt is not a good idea. However, most examples were of people living outside their means. An oft asked question was 'what would millionaires do?' They don't have a surprise bill more than their monthly income. Many do use debt to get more. However, most of mine is from expenses an entire paycheck won't cover.
— Dec 29, 2025 12:17PM
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