Julian’s Reviews > Get a Life: You Don't Need a Million to Retire Well > Status Update

Live debt-free and sensibly invest the money you would have otherwise spent on interest.

Sadly, if you reach retirement age with poor or nonexistent family ties, you will be significantly impoverished, whether or not you are materially wealthy.

A sedentary lifestyle is a risk factor [to enjoying one's retirement], perhaps as dangerous as smoking.

Unless you develop habits of the mind, body, and heart in midlife that will allow you to lead a healthy, interesting, and socially connected retirement, you risk becoming one of those bored and boring old farts you walk around the block to avoid.