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Bob Lotich

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Bob Lotich

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Bob Lotich is a certified educator in personal finance (CEPF®) and has been named a top-20 influencer in personal finance. His award-winning website, SeedTime.com and SeedTime Money Podcast have reached over 50 million people in the past decade.

Bob loves sharing the results of his experimenting with small things like budgeting hacks, money-saving apps, and big things like radical giving, year-long sabbaticals, and other timeless financial instruction from the Bible.

His first Kindle Book "How to Make Money Blogging: How I Replaced My Day-Job With My Blog" is an Amazon #1 Best seller.
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How to Increase Giving in Your Church (Without Running Another Campaign)

Most churches trying to increase giving start in the same place. Better vision casting. A giving app. A campaign with a thermometer in the lobby. Testimony videos. Maybe a stewardship Sunday. All of that helps a little. And most churches I’ve talked to have already done all of it and are still looking at flat […]

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Published on August 27, 2026 15:50
Average rating: 4.01 · 2,356 ratings · 352 reviews · 10 distinct worksSimilar authors
How To Make Money Blogging:...

3.62 avg rating — 1,214 ratings — published 2010 — 3 editions
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Simple Money, Rich Life: Ac...

4.56 avg rating — 820 ratings3 editions
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Managing Money God's Way: A...

4.43 avg rating — 192 ratings — published 2013 — 3 editions
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How To Save Money: A 21-Day...

3.28 avg rating — 81 ratings — published 2013 — 2 editions
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Pro-Blogging Secrets: Strat...

4.31 avg rating — 42 ratings — published 2014 — 3 editions
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How to Build a Church Websi...

3.17 avg rating — 6 ratings — published 2013
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God and Money

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The True Financial Freedom ...

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30 Days of Prayer for Your ...

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God & Money: A Six-Week Bib...

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Delirious: My Jou...
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Simple Money, Ric...
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Bob’s Recent Updates

Bob Lotich wrote a new blog post

How to Increase Giving in Your Church (Without Running Another Campaign)

Most churches trying to increase giving start in the same place. Better vision casting. A giving app. A campaign with a thermometer in the lobby. Test Read more of this blog post »
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Delirious by Martin              Smith
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Quotes by Bob Lotich  (?)
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“Grab a sheet of paper, and divide it into three columns: define, prevent, repair.”
Bob Lotich, Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact

“God is bigger than any financial problem we face, but we have to be willing to step out in faith to see the miracle. Oftentimes that step of faith is a natural step that allows God to do the supernatural.”
Bob Lotich, Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact

“Just like a strong physical body requires exercises that push it beyond what’s comfortable, so a strong character requires challenges that aren’t comfortable.”
Bob Lotich, Managing Money God's Way: A 31-Day Daily Christian Devotional About Biblical Stewardship, Giving, and Financial Freedom

“It is when I have come to the point that I can do little but crawl that God calls me to fly. And collapsing at the seemingly cruel idea of such an impossible notion, I nonetheless raise a trembling hand and suddenly find myself soaring on wings I thought not to exist. And since that moment, I’ve never stopped believing in wings but I have stopped believing in crawling.”
Craig D. Lounsbrough

“Even in literature and art, no man who bothers about originality will ever be original: whereas if you simply try to tell the truth (without caring twopence how often it has been told before) you will, nine times out of ten, become original without ever having noticed it.”
C.S. Lewis, Mere Christianity

“Some people say, "Give the customers what they want." But that's not my approach. Our job is to figure out what they're going to want before they do. I think Henry Ford once said, "If I'd asked customers what they wanted, they would have told me, 'A faster horse!'" People don't know what they want until you show it to them. That's why I never rely on market research. Our task is to read things that are not yet on the page.”
Steve Jobs

“Deciding what not to do is as important as deciding what to do.”
Steve Jobs

“Love your Enemies, for they tell you your Faults.”
Benjamin Franklin, Poor Richard's Almanack

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