After the excitement of the holidays continues to die down, you may feel it’s time to get your life back on track in more ways than one. Whether you’re still trying to find places to store all your kids’ new toys or have already gotten your house put back in order, there’s still likely the issue of what to do with any money your kids may have received.

For the youngsters around us, gifts are really exciting. Yet, the gift of money may feel overwhelming to many children and young adults. My gr...