You’ve got the degree. The hard work, the sleepless nights, the endless group projects,  all behind you. You walk out of business school feeling unstoppable, ready to lead teams, make deals, and take on the world.

But then reality drops a little reminder into your inbox every month: your student loan payment.

Even for high achievers, that number can sting. It’s the post-MBA paradox: success on paper, but a chunk of your paycheck already spoken for. The good news...