What's in your plan?
I had one friend who died of cancer, and had to ask for donations for an oxygen machine in his final days. He couldn't afford health insurance, and was sick for quite a while before he finally visited a doctor he couldn't afford. His pen-name was Ric Locke. He died a true believer. I donated to that cause, but he died before he got more than a few days of greater comfort.
I have one friend who fought very hard to get a GS job for which she was significantly over-qualified, because she couldn't afford the $1,800.00 per month for family medical care, since a couple members of her family had preexisting conditions. I know people who work full time and don't make $1,800.00 per month. So, insurance, or food and a place to live? Tough choice. That was 2011. Prior to Obamacare, she had been unable to find a willing provider at all. WebMD says that as of 2014, insurance companies will not be allowed to charge higher premiums or deny care for preexisting conditions. http://www.webmd.com/health-insurance/health-reform-insurance-for-pre-existing-conditions. The Republican Party begs to differ, and will go to almost any lengths to scuttle the Affordable Care Act. The Republican Party knows that most of the 15% of Americans who don't have insurance will never add anything significant to Republican coffers.
I have several friends who have finally won the competition and become term instructors at UAA. All of them will lose their health insurance if the University decides to reduce the number of term instructors. One of them went without insurance for herself for several years before she got the term job. Her children were covered by her ex-husband's Tricare, but she was excluded. Was not having insurance her risk to take? Yes, but her kids might have wanted her to make a different choice, except for the whole "have health insurance or be able to eat" choice.
The system as it is sucks for a lot of individuals. I know some of them personally. Am I an outlier with a bunch of undeserving friends? I don't think so. I think that most of the Americans who want Obamacare scuttled are thinking about theory, and forgetting what happens if they personally face a major health crisis, forgetting about friends who lost the bet. Virtually all of them would start gaming the system any way they could, if they lost their current insurance and had a health crisis.
That's a point that is worth considering, if you're satisfied with your health care plan. What happens if the Republican repeal of health care, medicare, medicaid wins out, and then you get downsized out of your current employment? I know that my father's health care plan with Boeing was written to end when he became medicare eligible. What's in your plan?
I have one friend who fought very hard to get a GS job for which she was significantly over-qualified, because she couldn't afford the $1,800.00 per month for family medical care, since a couple members of her family had preexisting conditions. I know people who work full time and don't make $1,800.00 per month. So, insurance, or food and a place to live? Tough choice. That was 2011. Prior to Obamacare, she had been unable to find a willing provider at all. WebMD says that as of 2014, insurance companies will not be allowed to charge higher premiums or deny care for preexisting conditions. http://www.webmd.com/health-insurance/health-reform-insurance-for-pre-existing-conditions. The Republican Party begs to differ, and will go to almost any lengths to scuttle the Affordable Care Act. The Republican Party knows that most of the 15% of Americans who don't have insurance will never add anything significant to Republican coffers.
I have several friends who have finally won the competition and become term instructors at UAA. All of them will lose their health insurance if the University decides to reduce the number of term instructors. One of them went without insurance for herself for several years before she got the term job. Her children were covered by her ex-husband's Tricare, but she was excluded. Was not having insurance her risk to take? Yes, but her kids might have wanted her to make a different choice, except for the whole "have health insurance or be able to eat" choice.
The system as it is sucks for a lot of individuals. I know some of them personally. Am I an outlier with a bunch of undeserving friends? I don't think so. I think that most of the Americans who want Obamacare scuttled are thinking about theory, and forgetting what happens if they personally face a major health crisis, forgetting about friends who lost the bet. Virtually all of them would start gaming the system any way they could, if they lost their current insurance and had a health crisis.
That's a point that is worth considering, if you're satisfied with your health care plan. What happens if the Republican repeal of health care, medicare, medicaid wins out, and then you get downsized out of your current employment? I know that my father's health care plan with Boeing was written to end when he became medicare eligible. What's in your plan?
Published on October 12, 2013 03:09
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