So here I am. In my new home; I am loving being a home owner. No noisy neighbors. No problems with parking. And NO MORE PAYING RENT.

Don’t get me wrong. Homeownership does come with the reality of not being able to pick up the phone and call maintenance to come fix my leaky faucet, but it is what it is. NOTHING can replace the luxury of being able to decorate my house my way. I can paint the walls and plant flowers. I have my own backyard. I can sit out on my deck and there is nothing like this feeling in the world. I feel blessed.

I can’t say that the road to homeownership was easy or that I did everything the RIGHT WAY. There are plenty of things I should have done differently. Most importantly, I should have paid down most of my debt first.

Remember in a previous post when I said that I had maxed out my credit cards. Well, imagine my surprise when I checked my credit report and it said that I was now twenty thousand dollars in debt. I almost went into a coma (LOL)

Once I had the chance to cope with the reality of carrying so much debt I am now looking forward to PRAYING IT AWAY. Don’t get me wrong. I’m not saying that my financial situation does not bother me, but I have no doubt that my faith in God will carry me through.

As I go through this journey of lowering my debt. Every time I hit a milestone I will share a post about my journey. I am a strong believer that prayer changes things so I will pray on this every day. I refuse to live a life full of debt.

Just as the rich rule the poor, so the borrower is servant to the lender. – Proverbs 22:7

I also need to make some home improvements to my house. I have a lot going on but I am going to trust in the Lord.

Trust in the Lord with all your heart -- Proverbs 3:5

Pray for me & I will pray for you.

For where two or three gather in my name, there am I with them. --Matthew 18:20

I believe that I can pay this debt down.

And if you have something that you are believing God for please let me know and I will pray for you.