Does open enrollment seem to sneak up on you every year? Your human resources department sends out an email announcing the enrollment period and before you know it you’re scrambling to make your selections on the last day before the open enrollment deadline.

You’re going to be stuck with most of these choices for a whole year – why not take a little extra time to research your options ahead of time so you can understand your potential choices and make the best decision for you?

Health Insuran...