Budgeting Quotes

“Don't tell me what you value, show me your budget, and I'll tell you what you value.”
― Joe Biden

“It isn't what you earn but how spend it that fixes your class.”
― Sinclair Lewis, It Can't Happen Here

“We must consult our means rather than our wishes.”
― George Washington

“A penny saved is worth two pennies earned . . . after taxes. ”
― Randy Thurman

“Economy is idealism in its most practical form.”
― Calvin Coolidge

“Out in the real world, in which actual human beings live, it’s hard to come up with a more stupid example than 'ditching the daily latte'. Want to get your finances in order? Great! All you have to do is wean yourself off an addictive, stimulatory drug, which you’ve been using all your adult life, will cause withdrawal symptoms and impair your performance when you try to quit, is universally available, woven into the very fabric of social life, is the only addiction that carries no stigma whatsoever, and helped bring about the Enlightenment. Oh, and it’s also really frickin’ delicious.”
― Richard Meadows, Optionality: How to Survive and Thrive in a Volatile World

“Now public business takes up so much of my time that I must get time a Sundays or a nights to look after my own matters.”
― Samuel Pepys, The Diary of Samuel Pepys

“A Holistic Wealth perspective emphasizes creating budgets with purpose. Identify priorities, allocate resources and leave room for personal enjoyment. This approach fosters a healthy financial mindset, reducing the liklihood of regretting spending decisions.”
― Keisha Blair

“While we often recognize the need to learn how to face hunger and need, we aren't always aware that we need similar help to face wealth and abundance. It's not easy to face affluence every day without committing idolatry or succumbing to ingratitude. In fact, church history is filled with stories of sincere believers facing lowness, hunger, need, suffering, persecution, hardship, and death with Christ-honoring joy and faithfulness. But the stories of Christian fidelity in the midst of overwhelming abundance, provision, plenty, and wealth are fewer and farther between. This is why Jesus says that it is hard for the rich to enter the kingdom of heaven (Matt. 19:23). One of the chief challenges for Christians in the West is to learn to face our unprecedented abundance with the strength supplied by Christ and not by the wealth.”
― Joe Rigney, The Things of Earth: Treasuring God by Enjoying His Gifts

“When you buy a bigger house, another luxury car, or a fancy boat, you are showing people that you used to have money.”
― Christopher Manske, The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence

“Without action, inertia and stagnation create rigor mortis in the business”
― FLOYD TALBOT, Customer-Driven Budgeting

“Most people aren’t broke because of income—they’re broke because of ignorance.”
― Joseph C. Kunz Jr., Money's Dirty Little Secrets: How to Break the Rules, Get Filthy Rich, and Laugh All the Way to the Bank

“The basic thing with frugality is:
IF YOU CAN’T AFFORD IT, DON’T BUY IT.”
― Harken Headers, Health & Not Screwing It Up

“By keeping enough cash to cover at least one month of your typical spending, you’ve created enough liquidity to weather every crisis situation that has occurred so far in modern history.”
― Christopher Manske, The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence

“Its not get it from the 1% that is the correct $$ Grubbing answer . . . to all budget solutions . . . its the 11% answer . . . . . If you took 111% from the Top 11% . . . you can ONLY pay for 11% of everything Democrat Politicians want to do . . . where do you think the rest is coming from . . . U . . . times 11”
― Kevin Kolenda

“A good roadmap will get you to your destination.”
― FLOYD TALBOT, Customer-Driven Budgeting

“We’re flashing what our next two generations could be out here living off of.”
― SeKeithia Johnson

“BABY STEPS ARE BIGGER THAN BIG STEPS!”
― Aryan Chaudhary, Your Last Step To Fast Financial Freedom

“Learn before you earn, take risks, and run for what you want most." - Adam Messina”
― Adam Messina

“Living the La Vida Loca lifestyle without a source of income is foolish.”
― John Joclebs Bassey, Night of a Thousand Thoughts

“Find your values, align your vision, charge your passion, connect with your purpose.”
― Sabrina M J Constantin, Budgeting 101: Empowering Children to Become Financially Independent

“When you give your money to a restaurant or a retail store, the goods you get in return might show others something of your financial means, but it also depletes your wealth. You’re showing people that you used to have money and now you have something that costs more money.”
― Christopher Manske, Outsmart the Money Magicians: Maximize Your Net Worth by Seeing Through the Most Powerful Illusions Performed by Wall Street and the IRS

“Don’t increase your lifestyle until your passive income surpasses your active income. You’ll know you can and should buy that luxury item when the cost of keeping it is totally covered by your passive income. The
things you own (such as dividend-paying stocks, oil partnerships, and real estate investment trusts) should pay for the things you enjoy and consume.”
― Christopher Manske, Outsmart the Money Magicians: Maximize Your Net Worth by Seeing Through the Most Powerful Illusions Performed by Wall Street and the IRS

“Treat debt the same as a really sharp sword. Use debt sparingly for well-thought-out reasons. Maintain debt properly. Aim to retire your debts at a reasonable point in the future.”
― Christopher Manske, Outsmart the Money Magicians: Maximize Your Net Worth by Seeing Through the Most Powerful Illusions Performed by Wall Street and the IRS

“The way we measure the cost of something should change so we aren’t measuring the purchase price alone. We all need to be more aware of the cost of maintaining our lifestyle.”
― Christopher Manske, Outsmart the Money Magicians: Maximize Your Net Worth by Seeing Through the Most Powerful Illusions Performed by Wall Street and the IRS

“YOU’RE STUCK WITH YOUR DEBT IF YOU CAN’T BUDGE IT”
― Lynn Byk, The Fearless Moral Inventory of Elsie Finch

“When you are tied down in debt your options are limited”
― Rosemary TUSABE

“Comfort is the silent killer of ambition. Get uncomfortable if you want to get rich.”
― Joseph C. Kunz Jr.

“Let’s take a closer look at the value of the exhibitor services manual. Specifically, the advance pricing deadline. Missing it can cost you big. Knowing your show’s advance order deadline (and sticking to it) can save you up to 40% on exhibitor expenses.”
― Lisa Masiello, Trade Show 411: The Essential Guide to Exhibiting Like a Pro

“Expo-only and full conference passes are sometimes included in your trade show exhibitor package. Know exactly how many you get at no extra cost, and how you plan to use them, before you spend money buying more unnecessarily.”
― Lisa Masiello, Trade Show 411: The Essential Guide to Exhibiting Like a Pro