Investing Quotes Quotes

“Bonds, in essence, represent a powerful partnership between investors and issuers, a symbiotic relationship that fuels economic growth, empowers dreams, and builds a brighter future for all.”
― Hendrith Vanlon Smith Jr., Bond ing: The Power of Investing in Bonds

“When a national government needs to raise funds for its various activities—be it building infrastructure, funding social programs, or managing its debt—it turns to the bond market. It issues government bonds, essentially borrowing money from investors in exchange for regular interest payments and the promise to repay the principal.
at maturity.”
― Hendrith Vanlon Smith Jr., Bond ing: The Power of Investing in Bonds

“Investors have a role in shaping the world, because everything is influenced by the allocation of capital. At scale and collectively, investors are most responsible for the allocation of capital. While responsibility is to be shared among all economic participants - As investors, we should have a sense of responsibility, and pride, about the societal impacts of our investment choices.”
― Hendrith Vanlon Smith Jr.

“Permaculture Investing™ is an investment strategy based on achieving the goals of (a) long-term Return on Investment, (b) consistent income and (c) resilient growth for investors, by combining Permaculture philosophy with various traditional approaches to investing.”
― Hendrith Vanlon Smith Jr., Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing

“Capital must be consistently preserved, accumulated and compounded - that's the expectation.”
― Hendrith Vanlon Smith Jr., Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing

“At Mayflower-Plymouth, we believe in having a long term view with investments. We believe that maximizing long-term ROI requires having a big picture view in terms of business and economics. We believe that equity without income is unnatural – so every portfolio should generate consistent income. We believe in prioritizing not just growth, but also resilience. And we believe that we should employ a multitude of traditional investment approaches toward the achievement of our investment goals.”
― Hendrith Vanlon Smith Jr., Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing

“The 12 Principles of Permaculture Investing are:

1. Accumulate & Compound Capital: Consistently save and invest to grow your capital base over time, leveraging the power of compound interest.
2. Utilize Capital: Actively deploy your capital into productive investments that generate returns, rather than letting it sit idle.
3. Retain Maximum & Gradiented Liquidity: Maintain a balance between liquid assets (easily accessible cash) and less liquid investments, ensuring you can meet immediate needs while still investing for the long term.
4. Actively Manage Passive: While focusing on passive income sources, actively monitor and adjust your investments to optimize returns and mitigate risks.
5. Prioritize Long-Term Growth: Focus on investments that offer potential for significant growth over the long term, even if they don't provide immediate high yields.
6. Prioritize Consistent Yields: Balance your portfolio with investments that provide reliable, consistent income to support your financial needs.
7. Add Net Value to all Stakeholders: Invest in ways that benefit not only yourself but also the broader community, environment, and all parties involved.
8. Provide Authentic Data: Be transparent and honest in your financial reporting, providing accurate information to all stakeholders.
9. Collect & Utilize Authentic Data: Base your investment decisions on reliable, verified data rather than speculation or rumors.
10. Diversify Holistically: Diversify your investments across different asset classes, industries, and geographical regions to reduce risk and maximize potential returns.
11. Harvest Yields Equitably: Distribute profits fairly among all stakeholders, ensuring everyone benefits from the investment's success.
12. Reinvest Yields in Most Profitable Assets: Continuously evaluate your portfolio and reinvest profits into the most promising opportunities to further compound your growth.”
― Hendrith Vanlon Smith Jr.

“Permaculture Investing™ offers a unique and compelling approach for conpanies seeking long-term financial resilience, consistent returns, and positive societal impact.”
― Hendrith Vanlon Smith Jr., Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing

“Financial challenges are the seeds of opportunity—how you respond determines the harvest.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“An Investment thesis is a written analysis laying out the case for why an investment opportunity would generate a compelling return.”
― Roland Frasier & Jay Abraham

“Wealth does not just appear; it is drawn to those who cultivate a mindset of abundance. When your thoughts are aligned with prosperity, the world opens up with opportunities that lead to success.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Your mind is a powerful magnet for wealth. By nurturing positive beliefs about your ability to succeed and embracing a mindset of abundance, you attract the resources, people, and circumstances needed to achieve your financial goals.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Your thoughts are the architects of your destiny. When you think with a mindset of abundance and believe in your ability to achieve financial success, you create a powerful magnet that attracts wealth into your life.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Wealth is not a matter of luck or chance; it is a reflection of the thoughts you hold about yourself and your abilities. When you cultivate a mindset of abundance, you invite prosperity into every corner of your life.”
― Linsey Mills, Currency of Conversations: The Talk You've Been Waiting For About Money

“Even the intelligent investor is likely to need considerable will power to keep from following the crowd.”
― Benjamin Graham, Intelligent Investor Revised Edition

“Cognition, misled by tiny changes involving low contrast, will often miss a trend that is destiny.”
― Charlie Munger, "Poor Charlie's Almanack: The Wit and Wisdom of Charles T. Munger"

“As protection against financial illusion or insanity, memory is far better than laws...For protecting people from the cupidity of others and their own, history is highly utilitarian. It sustains memory, and memory serves the same purpose as the SEC, and on the record is far more effective”
― John Kenneth Galbraith

“La diversification est l'illusion séduisante et fausse selon laquelle on peut réduire un risque en l'éparpillant. C'est comme si on espérait réduire ses chances de divorce en pratiquant le libertinage. Il faut au contraire choisir soigneusement un conjoint unique, puis concentrer massivement ses efforts le moment opportun pour le conquérir, puis enfin le choyer chaque jour pour assurer une réussite commune dans le long terme.”
― Denis de Chamberlanne, L'échiquier de la fortune : Mettez la bourse au service de votre patrimoine

“David saw the AI Revolution and online stock trading as potential solutions to the economic challenges faced by Black women and Black men. He genuinely believed that the reparations sought by Black people for the injustices of slavery and other crimes against their humanity are waiting patiently to be claimed in one place: Wall Street.”
― David L. Wadley

“He concluded that do-it-yourself online stock trading was the best way to increase personal wealth, believing that allowing employers to manage one’s money through 401(k) plans and other middleman investment strategies was for suckers and fools. He believed nobody would ever care about your kids, your significant other, or your money more than you do. That is just common sense—real-life 101.”
― David L. Wadley

“True prosperity isn’t measured in money alone. Invest in your mind, nurture your family, and uplift your community; these riches never lose value.”
― Enamul Haque

“Wealth isn't measured by what you earn, it's measured by what you understand and choose not to spend.”
― Wayne Chirisa

“Financial literacy is not about having more money, it's about making smarter choices with what you have.”
― Wayne Chirisa

“A budget is not a limit, it's a declaration of priorities.”
― Wayne Chirisa

“Earning money is a skill; keeping it is a discipline; growing it is an art.”
― Wayne Chirisa

“Economic freedom begins not with income, but with insight.”
― Wayne Chirisa

“Financial literacy turns risk into strategy and fear into foresight.”
― Wayne Chirisa

“You are your most valuable asset. Investing in yourself will be the best investment you will ever make. By spending your resources on self-improvement, knowledge, education, and training, you become accountable for your own future.”

Excerpt From: Sarah Voldeng. “The Art of an Enlightened Woman.” Apple Books.”
― Sarah Voldeng, The Art of an Enlightened Woman: A Manifesto

“Investor relations is not just communication, it's the architecture of trust between capital and vision.”
― Wayne Chirisa

“I listen to opinions that pay. If yours doesn’t, invest it until it does.”
― Marion Bekoe