JP’s Reviews > Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting > Status Update
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Financial Checkup
1. Net worth - the amount of money you’d have if you sold everything and paid off all your debt
2. Debt-to-income ratio (DTI) - your total debt divided by your annual income
3. Credit score - a number assigned to you by a credit rating agency that indicates your likeliness to pay back debt
4. Credit utilization ratio - the percentage of your total available credit that you’re using right now
— Jul 19, 2026 03:51AM
1. Net worth - the amount of money you’d have if you sold everything and paid off all your debt
2. Debt-to-income ratio (DTI) - your total debt divided by your annual income
3. Credit score - a number assigned to you by a credit rating agency that indicates your likeliness to pay back debt
4. Credit utilization ratio - the percentage of your total available credit that you’re using right now
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