Cosmo P. DeStefano

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May 2022


Bestselling personal finance author helping you achieve financial freedom.

Cosmo DeStefano is a personal finance writer, strategist, and retired PwC partner with more than 30 years of experience helping individuals, families, and businesses manage wealth.

He is the author of Wealth Your Way: A Simple Path to Financial Freedom, an award-winning guide that helps everyday people cut through the noise of Wall Street and build lasting financial independence.

Cosmo also writes Wealth Your Way Insights, a free monthly newsletter where he shares timely strategies, real-world stories, and thought-provoking commentary on money, investing, and financial freedom. His mission is to help readers not just learn what to think about personal finance, but how
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You’ve Saved Enough. Now What?

“Life is a balance of holding on and letting go.” —Rumi

In a prior newsletter, I wrote that true financial freedom is having enough. I explained how “enough” isn’t just a math problem. It’s an emotional one.

Lately, I’ve been hearing from readers who’ve done everything right—saved diligently, invested wisely, reached their goals—and still feel oddly restless. The numbers say they’re financially free

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Published on October 17, 2025 03:03
Average rating: 4.41 · 73 ratings · 27 reviews · 1 distinct workSimilar authors
Wealth Your Way: A Simple P...

4.41 avg rating — 73 ratings — published 2022 — 4 editions
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Cosmo’s Recent Updates

Cosmo P. DeStefano wrote a new blog post

You’ve Saved Enough. Now What?

“Life is a balance of holding on and letting go.” —RumiIn a prior newsletter, I wrote that true financial freedom is having enough. I explained how “e Read more of this blog post »
Cosmo DeStefano rated a book it was amazing
The Art of Spending Money by Morgan Housel
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If The Psychology of Money was about how to build wealth, The Art of Spending Money is about how to actually use it to live a meaningful life.

If you’re looking for spreadsheets, rules of thumb, or “spend X% here” type guidance, this book isn't for yo
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Wealth Your Way by Cosmo P. DeStefano
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Wealth Your Way by Cosmo P. DeStefano
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The Psychology of Money by Morgan Housel
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Wealth Your Way by Cosmo P. DeStefano
"This is a powerful read for those who want to improve their financial management. Recently, I've come to understand the importance of changing my mindset and actively working towards a more stable and promising future. This realization led me to pick" Read more of this review »
Wealth Your Way by Cosmo P. DeStefano
""A spirited, informative, and very readable guide to strengthening your financial life. A roadmap for taking control of your personal finances. DeStefano writes with energy and clarity. I find his ideas and thought process refreshingly useful.""
Wealth Your Way by Cosmo P. DeStefano
"I am someone who focuses on my investments quite a lot. I try to educate myself and always work to achieve the famous financial arc; however, it takes hard work and sacrifice to manage that and you have to always keep in mind your goal to do it. In m" Read more of this review »
Cosmo DeStefano rated a book it was amazing
The Four Pillars of Investing by William J. Bernstein
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Wealth Your Way by Cosmo P. DeStefano
“To hell with 'keeping up with the Joneses' or 'beating the market.' In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
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Cosmo P. DeStefano
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Quotes by Cosmo P. DeStefano  (?)
Quotes are added by the Goodreads community and are not verified by Goodreads. (Learn more)

“Our goal with better understanding the past is not to predict the future but to see the present with clear eyes.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with “keeping up with the Joneses” or “beating the market.” In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with 'keeping up with the Joneses' or 'beating the market.' In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with 'keeping up with the Joneses' or 'beating the market.' In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“Our goal with better understanding the past is not to predict the future but to see the present with clear eyes.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“Don't spend time worrying about retirement. Invest your time planning for it.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

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