Cosmo P. DeStefano

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Cosmo P. DeStefano

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May 2022


Bestselling personal finance author helping you achieve financial freedom.

Cosmo DeStefano is a personal finance writer, strategist, and retired PwC partner with more than 30 years of experience helping individuals, families, and businesses manage wealth.

He is the author of Wealth Your Way: A Simple Path to Financial Freedom, an award-winning guide that helps everyday people cut through the noise of Wall Street and build lasting financial independence.

Cosmo also writes Wealth Your Way Insights, a free monthly newsletter where he shares timely strategies, real-world stories, and thought-provoking commentary on money, investing, and financial freedom. His mission is to help readers not just learn what to think about personal finance, but how
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The Hidden History Behind the Market’s 10% Return

Through the mid-20th century, investing was more folklore than fact. People swapped stories of booms and busts, but no one knew what the stock market actually returned over time. The data existed, but it was scattered, incomplete, and largely ignored.

Then, in the 1960s, a radical experiment turned decades of stock market history into a single, simple insight: The market’s average return was far mo

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Published on November 21, 2025 03:01
Average rating: 4.38 · 78 ratings · 27 reviews · 1 distinct workSimilar authors
Wealth Your Way: A Simple P...

4.38 avg rating — 78 ratings — published 2022 — 4 editions
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The Hidden History Behind the Market’s 10% Return

Through the mid-20th century, investing was more folklore than fact. People swapped stories of booms and busts, but no one knew what the stock market Read more of this blog post »
Cosmo DeStefano rated a book it was amazing
A Richer Retirement by William P. Bengen
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Bill Bengen, the originator of the famous “4% rule,” delivers again in A Richer Retirement. This book takes a concept that’s often oversimplified and breathes nuance back into it. Written in plain English, it’s accessible, easy to read, and grounded ...more
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The Art of Spending Money by Morgan Housel
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If The Psychology of Money was about how to build wealth, The Art of Spending Money is about how to actually use it to live a meaningful life.

If you’re looking for spreadsheets, rules of thumb, or “spend X% here” type guidance, this book isn't for yo
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Cosmo DeStefano rated a book it was amazing
1929 by Andrew Ross Sorkin
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The story of 1929 feels uncomfortably familiar, and that’s what makes it brilliant.

I just finished 1929 and was blown away by how deeply Andrew Ross Sorkin brings this period to life. Most people think of the 1929 crash as a single event — a bad day
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Cosmo DeStefano rated a book it was amazing
The Art of Spending Money by Morgan Housel
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If The Psychology of Money was about how to build wealth, The Art of Spending Money is about how to actually use it to live a meaningful life.

If you’re looking for spreadsheets, rules of thumb, or “spend X% here” type guidance, this book isn't for yo
...more
Cosmo DeStefano rated a book it was amazing
Wealth Your Way by Cosmo P. DeStefano
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Wealth Your Way by Cosmo P. DeStefano
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The Psychology of Money by Morgan Housel
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Wealth Your Way by Cosmo P. DeStefano
"This is a powerful read for those who want to improve their financial management. Recently, I've come to understand the importance of changing my mindset and actively working towards a more stable and promising future. This realization led me to pick" Read more of this review »
Wealth Your Way by Cosmo P. DeStefano
""A spirited, informative, and very readable guide to strengthening your financial life. A roadmap for taking control of your personal finances. DeStefano writes with energy and clarity. I find his ideas and thought process refreshingly useful.""
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Quotes by Cosmo P. DeStefano  (?)
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“Our goal with better understanding the past is not to predict the future but to see the present with clear eyes.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with “keeping up with the Joneses” or “beating the market.” In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with 'keeping up with the Joneses' or 'beating the market.' In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“To hell with 'keeping up with the Joneses' or 'beating the market.' In measuring your success, your personal monthly spending need is your ultimate yardstick and the only benchmark that matters.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“Our goal with better understanding the past is not to predict the future but to see the present with clear eyes.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

“Don't spend time worrying about retirement. Invest your time planning for it.”
Cosmo P. DeStefano, Wealth Your Way: A Simple Path to Financial Freedom

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