S.A.M.

“I've never understood it,' continued Wilfred Carr, yawning. 'It's not in my line at all; I never had enough money for my own wants, let alone for two. Perhaps if I were as rich as you or Croesus I might regard it differently.'

There was just sufficient meaning in the latter part of the remark for his cousin to forbear to reply to it. He continued to gaze out of the window and to smoke slowly.

'Not being as rich as Croesus - or you,' resumed Carr, regarding him from beneath lowered lids, 'I paddle my own canoe down the stream of Time, and, tying it to my friends' doorposts, go in to eat their dinners.' ("The Well")”
― W.W. Jacobs, The Monkey's Paw and Other Tales of Mystery and Macabre

“She stooped for a stone and dropped it down.

'Fancy being where that is now,' she said, peering into the blackness; 'fancy going round and round like a mouse in a pail, clutching at the slimy sides, with the water filling your mouth, and looking up to the little patch of sky above.'

'You had better come in,' said Benson, very quietly. 'You are developing a taste for the morbid and horrible.' ("The Well")”
― W.W. Jacobs, Ghost Stories